MPPDC Living Shorelline Incentive Program

In 2011 Virginia legislation was passed designating living shorelines as the preferred alternative for stabilizing Virginia tidal floodplain shorelines. The Virginia Marine Resources Commission, in cooperation with the Virginia Department of Conservation and Recreation and with technical assistance from the Virginia Institute of Marine Science (VIMS), established and implemented a general permit regulation that authorizes and encourages the use of living shorelines however, no financial incentives were put in place to encourage consumers to chose living shorelines over traditional hardening projects in the Commonwealth. This project begins to fill that need.

Loans - Loans are available to assist homeowners to install living shorelines on suitable properties.  Loans up to $10,000 can be financed for up to 5 years (60 months). Loans over $10,000 can be financed for up to 10 years (120 months).  Interest is at the published Wall Street Journal Prime rate on the date of loan closing - currently at 3.75% (2/3/17).  Minimum loan amount is $1,000.  Maximum determined by income and ability to repay the loan.

Grants - Eligibility for grants, when available, will be determined by the guidance provided by the funder.  Currently there are no grants available.

LSIP Insurance Program - Details coming soon.

Download an Application